Financial Education · Ipoh, Perak
Your household paperwork, read with care.
We offer small-group workshops and structured engagements that help Malaysian households understand the documents they already hold — without sales, without hurry, and at a measured pace suited to the material.
Our Programmes
Three folios of structured work
Household Archive Workshop
A Saturday workshop for adults who want a well-kept archive of their household financial documents — EPF records, insurance policies, property papers, tax returns, and wills. You leave with a printed index template and labelled dividers.
- Malaysian document retention guidance
- Paper and digital organisation
- Annual review schedule
Reading Policy Documents
Four sessions devoted to reading the documents you already own — insurance policies, EPF statements, PRS consolidated statements, loan agreements, and unit trust prospectuses. Small groups. No product recommendations.
- Structured document walkthroughs
- Unhurried questions welcome
- Anonymised comparison examples
Written Financial Plan
A four-month engagement built around five structured meetings. The single deliverable is a printed, typeset written plan capturing your household's current position and considered decisions for the next three years.
- Five structured meetings
- Drafts to review between sessions
- Typeset and printed final document
Why vellumcomes
What sets this practice apart
No product recommendations
We do not sell, advise on, or refer any financial product. Our sole purpose is to help you understand what you already hold.
Intentionally small groups
Sessions are kept small so that questions receive time and no one feels rushed through material that deserves careful attention.
Malaysian context throughout
Every example, every document type, and every retention rule is drawn from the Malaysian regulatory and financial environment.
Written, tangible outputs
Workshops and engagements produce printed materials — templates, dividers, or a typeset plan — that you can carry home and keep.
Paced to suit the material
Financial documents take time to absorb properly. Our formats are designed around that reality, not around a schedule that feels compressed.
Privacy-respecting practice
Your documents remain in your hands throughout. We use anonymised examples in group settings to protect every participant's privacy.
Take the first step
Is there a programme suited to where you are now?
Send a brief note through our enquiry form or call the office directly. We will share the upcoming schedule and help you find the right starting point — without any obligation to proceed.
Common Questions
Before you enquire
Are these programmes suitable for someone with no financial background?
Yes. The programmes are designed for people who are not finance professionals. The Household Archive Workshop in particular is pitched at anyone who has accumulated documents over the years and is unsure how to organise them. No prior knowledge is assumed.
Will you recommend financial products or investment accounts?
No. vellumcomes does not hold a financial adviser's licence and does not recommend, endorse, or refer any financial product. Our work is strictly educational — we help you read and understand the documents and decisions in front of you.
How many people attend each session?
The Reading Policy Documents programme is deliberately small — typically six to eight participants. The Household Archive Workshop accommodates up to twelve. The Written Financial Plan Engagement is a one-household engagement from start to finish.
Where are the workshops held?
All group workshops take place at our Ipoh Old Town Square premises, which are accessible by public transport and have on-street parking nearby. The Written Financial Plan meetings can, where appropriate, be arranged to include one or two sessions held at a location more convenient to the client.
What does the fee cover for the Written Financial Plan?
The RM 4,450 fee covers all five structured meetings, the preparation and revision of draft documents between sessions, the final typesetting and printing of the written plan on good-quality paper, and one follow-up call within three months of completion. There are no additional charges.
Can I attend more than one programme?
Yes. A number of participants begin with the Household Archive Workshop to organise their paperwork, then proceed to the Reading Policy Documents programme once they have a clearer sense of what they hold. The Written Financial Plan Engagement draws naturally on both.
Find Us
Our Location in Ipoh
No. 15 Jalan Sultan Idris Shah, Ipoh Old Town Square, 30000 Ipoh, Perak
Get in Touch
Make an Enquiry
Contact Details
Telephone
+60 5-241 6837Address
No. 15 Jalan Sultan Idris Shah
Ipoh Old Town Square
30000 Ipoh, Perak
Office Hours
Monday – Friday: 9:00 am – 5:30 pm
Saturday: 9:00 am – 1:00 pm (workshop days)
Sunday & Public Holidays: Closed